Key features:

  • 600-619 FICO – Purchase only with max 50% DTI
  • 620+ FICO – DTI per AUS approval
  • Streamline refi with a 620 minimum FICO score on mortgage-only credit report
  • 640 minimum FICO score for manual underwriting
  • Manufactured homes permitted with minimum 640 FICO with AUS approval
  • Fixed terms of 30, 25, 20 and 15 years
  • Standard and high-balance loan amounts
  • 1–4-unit properties allowed in addition to FHA approved condo units
  • FHA single-unit condo approvals allowed

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