Conventional

• Eligible loan amount: Conforming loan limits
• Eligible transactions :Purchase, Rate-and-term
• Minimum FICO: 660
• Underwriting method: DU eligible or LPA accept only; No manual underwrites
• Eligible term 10, 15, 20, 25, 30-year term
• Eligible occupancy: Primary residence only
• Eligible MH characteristics: Multi-wide manufactured homes, taxed as real property prior to funding

FHA & VA

• Eligible loan amount: Conforming loan limits
• Eligible transactions FHA: Purchase, Rate-and-term, Simple refinance, and Streamline
• Eligible transactions VA: Purchase, Type 1 Refinance and IRRRL
• Minimum FICO: 640 FICO
• Underwriting Method: DU eligible or LPA accept only; No manual underwrites
• Eligible term FHA: 30- and 25-year term
• Eligible term VA: 30-year term
• Eligible occupancy: Primary residence only
• Eligible MH Characteristics: MH Advantage and Multi-wide manufactured homes taxed as real property prior to funding.