Last Updated September 23, 2022 at 1:05 pm
TPO Turn Times
Please ensure you are uploading all required documents for submission. To maximize productivity, please submit a complete package. Files will be reviewed in order received; first-in, first-out basis with priority on purchase transactions. Thank you for your understanding, patience and partnership!
Wholesale
| Program | Purpose | Set-up | Underwriting | Conditions | CD | Dry Docs | *Dry Funding | Wet Docs | Wet Funding |
|---|---|---|---|---|---|---|---|---|---|
Conventional | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
FHA | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
VA | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
USDA | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
Flex | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
Jumbo Non-Agency | Purchase | 1-2 days | 1 – 2 Days | 1 – 2 days | 1-2 days | 1 day | 1 day | 2 days | Same day |
TBD Loans | ALL | 1-2 days | 1 – 2 Days | — | — | — | — | — | — |
* Cut-off by 1pm PST |
NDC
| Program | Purpose | Set-up | Underwriting | UW Conditions | Purchase Review | PR Conditions |
|---|---|---|---|---|---|---|
Conventional | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |
FHA | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |
VA | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |
USDA | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |
FLEX | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |
Jumbo Non-Agency | Purchase | 1 day | 1 – 2 Days | 1 – 2 Days | 1 day | 1 day |