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Last Updated September 23, 2022 at 1:05 pm

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Wholesale

Turn times as of 09/23/22
ProgramPurposeSet-upUnderwritingConditionsCDDry Docs*Dry FundingWet DocsWet Funding

Conventional

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

FHA

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

VA

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

USDA

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

Flex

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

Jumbo Non-Agency

Purchase
Refi

1-2 days

1 – 2 Days
1 – 2 Days

1 – 2 days

1-2 days

1 day
1-2 days

1 day
1-2 days

2 days
2 days

Same day

TBD Loans
(Agency & Gov Only)

ALL

1-2 days

1 – 2 Days

* Cut-off by 1pm PST

NDC

Turn times as of 09/23/22
ProgramPurposeSet-upUnderwritingUW ConditionsPurchase ReviewPR Conditions

Conventional

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day

FHA

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day

VA

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day

USDA

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day

FLEX

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day

Jumbo Non-Agency

Purchase
Refi

1 day
1 day

1 – 2 Days
1 – 2 Days

1 – 2 Days

1 day

1 day